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Predictive text uses AI to fill in words and whole sentences for you. If you don't find this option useful you might want to disable it.
Create a new email.
Make sure you are editing the message body.
Go to Edit menu, then the Spelling and Grammar sub-menu.
Then set the "Show Text Predictions" option to OFF.
Note: This works with version 16.99.1 for Mac. Other versions might differ.